228 loan - An Overview
228 loan - An Overview
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A financial institution could get ready only one approach or individual programs for its facility-primarily based assessment areas, retail lending evaluation regions, outdoors retail lending place, or other geographic regions that will be evaluated inside the absence of an authorized prepare.
(E) Allocation of the dollar amount of the Neighborhood improvement loan or Neighborhood development investment to geographic parts served via the loan or expense:
네이버를 자주 이용한다면, 북마크 기능을 활용하여 손쉽게 접근할 수 있습니다. 웹 브라우저의 북마크 기능을 통해 네이버 페이지를 등록하면, 다음부터는 북마크 목록에서 바로 네이버에 접속할 수 있습니다.
(2) A copy of the general public part of the lender's newest CRA general performance analysis prepared through the Board. The financial institution need to incorporate this copy in the public file within thirty business times soon after its receipt through the Board;
(ix) An indicator for whether or not the loan was to a company or farm with gross annual revenues bigger than $1 million; and
하지만, 때로는 너무나 익숙한 나머지 네이버에 접근하는 방법조차 잊어버릴 때가 있습니다. "아, 네이버 어떻게 들어가지?" "네이버 앱, 어디서 받지?" 이런 흔한
(two) The dispersion of a lender's closed-end dwelling home loan lending, smaller small business lending, tiny farm lending, or automobile lending in just a facility-based mostly assessment location to determine irrespective of whether there are actually gaps in lending that are not stated by functionality context;
The Board reviews the impact and responsiveness from the bank's Local community growth loans and Local community advancement investments that advantage or provide the nationwide place, as furnished in § 228.15.
The Board critiques the affect and responsiveness with the bank's Group progress loans and Local community progress investments that reward or provide a multistate MSA, as presented in § 228.fifteen.
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(A) A bank might specify once-a-year measurable ambitions for Neighborhood development loans, Group growth investments, or equally. The bank ought to base any yearly measurable objectives to be a proportion or ratio of your financial institution's Group progress loans and Neighborhood enhancement investments for all or specified different types of Neighborhood enhancement described in § 228.
signifies a loan, including a legally binding motivation to extend credit rating, like a standby letter of credit rating, that supports Group improvement, as described more info in § 228.13. A Local community development loan will not involve any house home finance loan loan viewed as underneath the Retail Lending Check in § 228.
A financial institution's program have to supply a justification that demonstrates the need for the subsequent facets of a approach as a result of bank's organization design (
The Board considers the loans, investment, solutions, and solutions of the financial institution's operations subsidiaries below this component, Except if an operations subsidiary is independently subject matter to the CRA.